When you go abroad on a vacation, it is very important to consider the possibility that you may be involved in an accident or that you might catch a cold or some type of a virus. We do everything we can to prevent this from happening to us, but if it does, it wouldn’t be the first time. Whist usually taking several precautionary measures is enough to avoid becoming sick or getting yourself involved in the accident, nonetheless sometimes it may not be enough. When the inevitable has happened, try to gather and save as much documentation as possible.
We recommend that before you travel abroad you take out a full coverage health insurance in the case of illness or accident that could affect you on your trip, as normally the costs of hospitalization and medical treatment in most countries could be very expensive. Not only is it important to consult what exactly does the insurance cover, but also it is vital to know whether you will be covered in the country you are visiting.
If you have taken out travel insurance that does not cover your medical emergency, please let us know. Our professionals can help you obtain compensation for the money spent on the medical and hospital expenses during your trip.
If you are travelling abroad and you find the unpleasant surprise that your health insurance does not cover you, please keep all the receipts and bills with you as means of proof and we will claim a refund. It is also important that you keep all medical reports and details of medical assistance safe with you.
Similarly, if you had a car accident while traveling abroad, save the accident report, or else try to collect all possible information about the accident. Some of the important things to obtain are the enrolment, the make and model of the foreign vehicle involved in the accident with you.
Each country has established its own legislation for accidents and damages, as well as the minimum and maximum compensation that could cover you in each case. It is therefore very important to discuss your particular case, because when you exceed the maximum amount of compensation corresponding to your accident, you will have to pay the difference yourself.
It is highly advisable that you consult a specialist as soon as possible whenever you find yourself in that situation, as there is a time limit in which you can claim for severance payments. Our experts can advise you and help you claim maximum compensation for damages incurred by you.